How much does Ready Metal Card the card cost?
Ready Metal Card is 120 USDC for the first year, paid upfront for the first release. In the future, we plan to offer a monthly payment option. It will not automatically renew after one year. We will notify you before renewal, and you can choose whether you want to continue.
How much does Ready Lite Card cost?
Ready Lite Card is free. You only have to pay a standard shipping fee of $6.99.
How do fees work?
Ready Card has no FX fees, conversion fees, or top-up fees. 1 USDC = 1 USD.
- No hidden markups on exchange rates: We use the official Mastercard exchange rate without markups. You can view the current exchange rate using the Mastercard Currency Converter Calculator.
- No crypto-to-fiat conversion fees: Unlike other cards, we charge no hidden spreads when converting crypto to fiat.
- No top-up fees: Your crypto stays in your wallet until you spend it, with no extra charges for moving funds.
Where is the Ready Card accepted?
The card can be used globally wherever Mastercard is accepted.
What currencies can I pay in?
You can spend in any currency supported by Mastercard. Your USDC is converted to fiat at the time of purchase using the official Mastercard exchange rate.
Tip: When paying abroad, some merchants may offer to charge you in USD (or your card’s currency) instead of the local currency. Always choose to pay in the local currency to avoid hidden fees or poor exchange rates added by the payment terminal provider.
Can I withdraw from ATMs?
Yes. ATM withdrawals are allowed wherever Mastercard is accepted. Up to $800/month is fee-free for Ready Metal members and up to $200/month is fee-free for Ready Lite members. A 2% fee applies to ATM withdrawals beyond this limit. Some ATM providers may charge additional third-party fees.