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Cash Transfers

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Cash Transfers let you move money between your bank account and your Ready account.

You can deposit money from your bank account into Ready, or withdraw USDC from Ready to your bank account.

Cash Transfers are powered by Due and require ID verification before use. Your identity verification is handled by Due. Ready does not process or store your verification documents.

Supported currencies

Deposits

  • EUR
  • USD*
  • MXN
  • BRL
  • COP

*USD deposits are not available to US citizens.

Withdrawals

  • BRL (Brazil)
  • EUR
  • USD

Additional currencies may be added over time.

Before you start

To use Cash Transfers, you must complete ID verification.

Deposit money into Ready

  1. Open the Ready app.
  2. Tap Add funds.
  3. Select Cash Transfer.
  4. Complete ID verification if prompted.
  5. Select the currency you want to deposit.
  6. Generate your deposit account details.
  7. Send money from your own bank account using the provided details.

Once your deposit is received, it will be converted to USDC and added to your Ready account.

Withdraw money from Ready

  1. Open the Ready app.
  2. Tap Send.
  3. Select Cash Transfer.
  4. Complete ID verification if prompted.
  5. Add or select a recipient bank account.
  6. Enter the amount you want to withdraw.
  7. Review the exchange rate and fees.
  8. Confirm the transfer.

Your USDC will be converted to the selected fiat currency and sent to your recipient bank account.

Important information

  • You must save a recipient bank account before making a withdrawal.
  • Exchange rates and fees are displayed before you confirm a withdrawal.
  • Withdrawal quotes expire after 2 minutes and may need to be refreshed.
  • Deposit and withdrawal processing times vary depending on the selected currency and payment network.

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