What is Community Finance?
Community Finance is built around a simple idea: your everyday spending can support the communities you care about.
Whether you're passionate about an esports team, a creator, or another community, Ready aims to make your everyday purchases more meaningful.
With Community Cards, a share of the revenue generated by your card spending goes toward supporting your chosen community, without adding an extra charge to your purchases just for supporting them.
In return, you can earn points and unlock exclusive rewards and experiences connected to your community.
What is a Community Card?
A Community Card is a payment card connected to a specific community.
Each card program is developed in partnership with that community, with its own design, rewards, and benefits.
When you use your Community Card for everyday purchases, you help generate revenue for the community you support.
You can also earn points toward rewards and experiences created for its members.
Does supporting a community cost anything extra?
No. Supporting a community through your card doesn't add an extra charge to the price of your purchases.
For example, if you buy a $3 coffee, the purchase still costs $3.
A share of the revenue generated by the card program goes toward supporting your chosen community.
Any applicable card fees or other charges are separate and will be explained in the relevant card terms.
How does my community benefit?
Whenever members make eligible purchases with their Community Cards, a share of the resulting card program revenue goes to their chosen community.
This helps communities generate ongoing support through their members' everyday spending, rather than relying only on donations or merchandise sales.
Which communities can I support?
Ready is starting with selected esports communities, with plans to welcome more partners over time.
As new communities become available, you'll be able to explore participating partners and choose which one you'd like to support.
Have a favorite team or creator you'd like to see on Ready? We'd love to hear your suggestions!
What rewards can I receive?
Community Cards are designed to offer more than everyday payments.
Depending on your chosen community and its rewards program, you may be able to use your points toward benefits such as:
- Exclusive merchandise and limited-edition items.
- Giveaways and special promotions.
- VIP access to community events.
- Exclusive content and experiences.
- Opportunities to meet players, creators, or community members.
Rewards and their availability will vary by community. Specific benefits and eligibility requirements will be shared as they become available.
Can I change my community?
We want members to have the flexibility to support the communities they care about.
However, switching communities may not be available immediately, as each Community Card program has its own design and rewards.
We'll share more information as this feature develops.
Will Community Finance expand beyond esports?
Yes, that's the plan!
While we're starting with esports, Community Finance is designed for a much wider range of communities, including sports clubs, content creators, streamers, musicians, and other groups with dedicated supporters.
When will Community Cards be available?
Community Cards are being introduced gradually, starting with selected esports partners.
Availability, supported countries, and card features may vary depending on the community and program.
For announcements about new communities, card availability, and upcoming features, follow @ready_co on X.
Is my Ready account still self-custodial?
Yes.
Your Ready account operates on Base and remains self-custodial, meaning you stay in control of the digital dollars held in your account.
You don't need to understand blockchain technology to use Ready. The technical details are handled in the background, allowing you to focus on managing your money and supporting your community.
What happens to old Ready accounts?
If you used Ready before the move to Base, your previous account on Starknet is now supported through Ready X.
The Ready app now operates on Base, while Ready X continues to support Starknet accounts and their existing assets.
Your previous Starknet funds were not automatically transferred to your new Ready account. They remain on Starknet, under your control.
To access and manage your previous account and its assets, you can use Ready X. Depending on your account, you may need to transfer your funds or import your existing Starknet account into Ready X.
For step-by-step instructions, see:
How to migrate funds to Ready X from a Ready mobile account on Starknet
If you need assistance, contact us at help@ready.co.