| Metal | Lite | |
| Fully self-custodial | Yes | Yes |
| Card type | Metal | Plastic |
| Cost | $120/year | Free |
| Shipping | Free (Express delivery) | $6.99 (User pays) |
| Cashback | 3% ($150/mo) | 0.5% ($150/mo) |
| Cashback requirements | None | None |
| ATM Fees | Free up to $800 | Free up to $200 |
| FX fees | No | No |
| Perks | Yes | No |
| Native DeFi | Yes | Yes |
| Apple Pay | Coming soon | Coming soon |
| Google Pay | Yes | Yes |
| Ideal for: | Users who want a premium feel and cashback | Users who want a free, practical way to spend crypto |
Ready Metal card
Cashback Program
How does the cashback program work?
Over a full year, you could earn up to $1,800 in STRK rewards:
- 3% cashback (on up to $5,000 spent each month)
- Maximum monthly rewards: $150 in STRK
- Maximum annual rewards: $1,800 in STRK
How does cashback get distributed?
Cashback will be credited to your account on the 15th of every month. Cashback calulcations are based on UTC time - time of the payment matters, closing of the period (for example April -> May) will change when it changes in UTC timeone.
Please note: The app will be showing estimates, the amounts are subject to change upon the validation in the end of the month.
Who’s funding the cashback program?
The Ready Metal cashback program is funded by the Starknet Foundation. The cashback program is reviewed quarterly.
Which spending categories qualify for cashback?
All transactions qualify except for restricted categories such as gambling, cash equivalent transactions (ATM withdrawals), money transfers and other financial services.
Does unused cashback roll over to future months?
No, unused cashback does not roll over.
Perks & Benefits
Every day benefits
- No hidden fees: Spend anywhere in the world with no FX fees. There's also no conversion, top-up or gas fees. 1 USDC equals $1.
- 16g Metal card: Stand out from the crowd with a 16g metal card, available in either gold or platinum.
- Free ATM withdrawls: Withdraw up to $800/month for free, anywhere in the world. A 2% fee applies to amounts beyond this limit. Some ATM providers may charge additional fees.
What perks come with the Ready Metal Card?
Ready Metal cardholders enjoy exclusive benefits on Ramp, Layerswap, Koinly, Nansen, StarknetID, Airalo and NordVPN. If you’re an Ready Metal cardholder, check the Ready app for the full list of perks and access discount codes.
- Ramp Network – 30% Off Fees
- Buy crypto with Visa, Mastercard, Apple Pay, and more.
- Ready Metal Card users get 30% off Ramp Network fees.
- Offer not available in the UK.
- Layerswap – Free Bridging
- Bridge crypto between blockchains and centralized exchanges with zero fees.
- Ready Metal Card users get 100% off bridging fees (up to $100/month).
- Fees are refunded in STRK and sent to your wallet weekly.
- Koinly – 20% Off Tax Plan
- Manage your crypto taxes easily with Koinly.
- Ready Metal Card users get 20% off Koinly’s 2025 tax plan.
- Nansen – 25% Off On-Chain Analytics
- Track top investors, token movements, and DeFi strategies with Nansen.
- Ready Metal Card users get 25% off.
- StarknetID – 50% Off Starknet ID Domain
- Claim your onchain identity with StarknetID.
- Ready Metal Card users get 50% off their Starknet ID domains for 12 months.
- Airalo – 15% Off eSIMs
- Stay connected in 200+ countries with Airalo’s travel eSIMs.
- Ready Card Premium users get 15% off all eSIM plans.
- No restrictions—use the discount multiple times!
- NordVPN – 70% Off NordVPN
- Browse anonymously and enjoy secure connections worldwide.
- Ready Metal Card holders get an additional 5% off NordVPN’s 2-year plans, already discounted by over 70%.
Please note:
- Ramp offer is not available in the UK.
- Nansen perk is not available to current subscribers.
- Layerswap fees are refunded in STRK on a weekly basis to your account (up to 25 STRK per week)
These perks are subject to change and may have specific terms and conditions.
What is the Ready Metal Card NFT?
The Ready Metal Card NFT is a non-transferable NFT designed to unlock onchain perks available for early Ready Metal card holders.
Ready Lite card
The Ready Lite card is a free plastic Mastercard that offers everyday benefits and cashback, giving you easy access to your crypto without the premium extras.
Cashback Program
How does the cashback program work?
- 0.5% cashback (on up to $5,000 spent each month)
- Maximum monthly rewards: $150 in STRK
How does cashback get distributed?
Cashback will be credited to your account on the 15th of every month. Cashback calulcations are based on UTC time - time of the payment matters, closing of the period (for example April -> May) will change when it changes in UTC timeone.
Please note: The app will be showing estimates, the amounts are subject to change upon the validation in the end of the month.
Who’s funding the cashback program?
The Ready Metal cashback program is funded by the Starknet Foundation. The cashback program is reviewed quarterly.
Which spending categories qualify for cashback?
Most daily purchase of good and service are eligible but we reserve the right to exclude some categories such as (but not exhaustive) tax payments, education payments, cash equivalent transactions, gambling, charity etc.
Does unused cashback roll over to future months?
No, unused cashback does not roll over.
Every day benefits
- No hidden fees: Spend anywhere in the world with no FX fees. There's also no conversion, top-up or gas fees. 1 USDC equals $1.
- Free ATM withdrawls: Withdraw up to $200/month for free, anywhere in the world. A 2% fee applies to amounts beyond this limit. Some ATM providers may charge additional fees.