| Metal | Lite | |
| Fully self-custodial | Yes | Yes |
| Card type | Metal | Plastic |
| Cost | $120/year | Free |
| Shipping | Free (Express delivery) | $6.99 (User pays) |
| ATM Fees | Free up to $800, then 2% to the min of $1 | 2% to the min of $1 |
| FX fees | No | 1% |
| Perks | Yes | No |
| Native DeFi | Yes | Yes |
| Apple Pay | Coming soon | Coming soon |
| Google Pay | Yes | Yes |
| Ideal for: | Users who want a premium feel and better benefits | Users who want a free, practical way to spend crypto |
Ready Metal card
Ready rewards
• Real-world utility: Use your Ready Reward points to pay for anything, from your morning coffee to your next flight.
• Earn on every trade: As a Lite member, you’ll earn points every time you buy and sell crypto in the app.
Ready Rewards V1 is launching beginning of May. More ways to earn are coming soon.
Perks & Benefits
Every day benefits
- No hidden fees: Spend anywhere in the world with no FX fees for Metal subscription, and 1% FX fee for Lite subscription. There's also no conversion, top-up or gas fees. 1 USDC equals $1.
- 16g Metal card: Stand out from the crowd with a 16g metal card, available in either gold or platinum.
- Free ATM withdrawls: Withdraw up to $800/month for free, anywhere in the world. A 2% fee applies to amounts beyond this limit to the min of $1. Some ATM providers may charge additional fees.
What perks come with the Ready Metal Card?
Ready Metal cardholders enjoy exclusive benefits on Ramp, Layerswap, Koinly, Nansen, StarknetID, Airalo and NordVPN. If you’re an Ready Metal cardholder, check the Ready app for the full list of perks and access discount codes.
- Ramp Network – 30% Off Fees
- Buy crypto with Visa, Mastercard, Apple Pay, and more.
- Ready Metal Card users get 30% off Ramp Network fees.
- Offer not available in the UK.
- Layerswap – Free Bridging
- Bridge crypto between blockchains and centralized exchanges with zero fees.
- Ready Metal Card users get 100% off bridging fees (up to $100/month).
- Fees are refunded in STRK and sent to your wallet weekly.
- Koinly – 20% Off Tax Plan
- Manage your crypto taxes easily with Koinly.
- Ready Metal Card users get 20% off Koinly’s 2025 tax plan.
- Nansen – 25% Off On-Chain Analytics
- Track top investors, token movements, and DeFi strategies with Nansen.
- Ready Metal Card users get 25% off.
- StarknetID – 50% Off Starknet ID Domain
- Claim your onchain identity with StarknetID.
- Ready Metal Card users get 50% off their Starknet ID domains for 12 months.
- Airalo – 15% Off eSIMs
- Stay connected in 200+ countries with Airalo’s travel eSIMs.
- Ready Card Premium users get 15% off all eSIM plans.
- No restrictions—use the discount multiple times!
- NordVPN – 70% Off NordVPN
- Browse anonymously and enjoy secure connections worldwide.
- Ready Metal Card holders get an additional 5% off NordVPN’s 2-year plans, already discounted by over 70%.
Please note:
- Ramp offer is not available in the UK.
- Nansen perk is not available to current subscribers.
- Layerswap fees are refunded in STRK on a weekly basis to your account (up to 25 STRK per week)
These perks are subject to change and may have specific terms and conditions.
What is the Ready Metal Card NFT?
The Ready Metal Card NFT is a non-transferable NFT designed to unlock onchain perks available for early Ready Metal card holders.
Ready Lite card
The Ready Lite card is a free plastic Mastercard that offers everyday benefits and rewards, giving you easy access to your crypto without the premium extras.
Ready rewards
• Real-world utility: Use your Ready Reward points to pay for anything, from your morning coffee to your next flight.
• Earn on every trade: As a Lite member, you’ll earn points every time you buy and sell crypto in the app.
Ready Rewards V1 is launching beginning of May. More ways to earn are coming soon.
Every day benefits
- No hidden fees: Spend anywhere in the world with no FX fees for Metal and 1% FX fee for Lite card. There's also no conversion, top-up or gas fees. 1 USDC equals $1.